FAQs Archive - Page 2 of 2 - North Oak Investment

Q: What is a hard money loan?

A hard money loan is a short-term real estate loan secured by the property itself rather than by traditional income or credit factors. This is called asset-based lending — meaning the strength of the deal, the value of the property, and the borrower’s exit strategy matter more than a credit score. Hard money loans are popular for fix-and-flip projects and other real estate investments that need fast funding.

Q: What is North Oak Investment?

North Oak Investment is a direct, local hard money lender based in Kansas City. Since 1972, we’ve provided fast, fair, and transparent funding for real estate investors in Missouri and Kansas. With 900+ local deals funded since 2017, we’re invested in helping investors flip stronger, build wealth, and create lasting freedom.

What is a hard money loan?

stoneampseo2025-09-02T15:37:18-05:00

A hard money loan is a short-term real estate loan [...]

What is a hard money loan?stoneampseo2025-09-02T15:37:18-05:00

What is North Oak Investment?

North Oak Investment2025-09-02T15:37:05-05:00

North Oak Investment is a direct, local hard money lender [...]

What is North Oak Investment?North Oak Investment2025-09-02T15:37:05-05:00

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What is a hard money loan?

What is North Oak Investment?

We’re invested in your success. Kansas City’s trusted local hard money lender since 1972.

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